Foreclosure Prevention

Are you behind on your mortgage? A housing counselor can help!

A U.S. Department of Housing and Urban Development (HUD)-approved housing counselor is a trained professional who can advise you on choices that may be available to prevent foreclosure. The HUD supports a network of housing counseling agencies throughout the country. Housing counseling is available in many languages.

The HOPE Hotline provides assistance from a housing counselor by telephone 24 hours a day, 7 days a week. 888-995-HOPE (4673).

Housing Counselor Services

A Housing Counselor will:

  • Be able to contact the servicer and help prepare and submit your application to the servicer on your behalf.
  • Help you make a budget to help you pay your monthly mortgage payment and other expenses.
  • Help you understand your current situation, explain your mortgage assistance options and review what documents you will need to provide to your servicer.
  • Provide information about local resources that may be helpful.

Additional Information

For more information on foreclosure prevention housing counseling services, please visit Consumer Finance or call HOPE Hotline at 888-995-HOPE (4673).

There is no charge to work with a HUD-approved housing counseling agency when you are having trouble paying your mortgage - Help is Free!