Thanksgiving Week: Thursday’s pickup for garbage, recycling and yard trash will be on Wednesday. There will be no other changes for the week.

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The City of Titusville, Florida / Emergency Management / News

The Importance of Flood Insurance

Floods are measured in feet.  The devastation they leave behind is measured in dollars. flooding

Floods are the number one natural disaster in the United States.  Everyone is at risk--even those not near flooding sources like rivers and lakes.  Floods can happen as a result of heavy rains or tropical systems such as hurricanes, overloaded drainage systems, land development runoff, and for many more reasons.  Flooding causes damage and destruction across regions nationwide--wiping out homes, businesses and personal savings. 

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NATIONAL FLOOD INSURANCE PROGRAM

The National Flood Insurance Program helps reduce flood losses by providing affordable flood insurance to property owners.  Because flooding is not typically covered by homeowners insurance, such flood insurance covers direct physical loss caused by "flood". In some cases, floods can be devastating to a local area but may not qualify for federal or state assistance.  In these incidences, flood insurance may be the only financial assistance consumers can get other than personal loans.

As a community that participates in the National Flood Insurance Program (NFIP), Titusville homeowners and business owners are eligible to purchase flood insurance.  Renters are also eligible to purchase a flood insurance policy. 

Flood insurance is sold through private insurance companies and agents, and it is backed by the federal government.  Contents coverage is not automatically included in a standard flood policy, but can be added for an additional fee. 

When a flood insurance policy is purchased, there's typically a 30-day waiting period for coverage to become effective.  Don't wait until a storm threatens your property.  It could be too late! 

Creating a stronger and safer community reduces loss of life and property; enables individuals and localities to rapidly recover from disaster events, and lessens the financial impact on individuals, businesses and government.  The Emergency Management Team of the City of Titusville urges you to contact your local insurance agent today and learn about the benefits of securing flood insurance.




P. O. Box 2806, (32781-2806) - 555 S. Washington Avenue - Titusville, FL 32796 - Phone: (321) 567-3775 - Fax: (321) 383-5704 - Site by Project A